One Policy, Whole Family

Family Floater Health Insurance for Your Whole Household

Cover your spouse, children, and yourself under a single sum insured — usually at a lower combined premium than buying separate individual policies.

What's Covered

Shared Sum Insured

One coverage amount usable by any covered family member, in any combination.

Maternity & Newborn Cover

Optional maternity benefits and newborn cover from day one on select plans.

Critical Illness Add-On

Optional rider for cancer, heart conditions and other critical illnesses.

Cashless Hospitalisation

Direct billing across our network hospitals for any covered member.

Lower Combined Premium

Typically cheaper than insuring each family member individually.

Easy Member Addition

Add a new spouse, child or dependent parent at renewal without a fresh policy.

Who Should Buy This Plan

  • Young families who want one policy to manage instead of several
  • Couples planning to start a family and wanting maternity cover in place early
  • Households where members are broadly similar in age and risk profile
  • Anyone who wants simpler renewal and claims management across the family
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Frequently Asked Questions

Cover Your Family in One Policy

Tell us your family size and ages — we'll compare family floater plans that fit your budget.