Why TruCover365
We're an insurance consultation company, not a policy vending machine. Before you buy — retail or corporate, health, motor, fire, travel, property or a combo plan — talk to us over the phone or in person. It costs nothing, and it's the single biggest thing that changes whether a claim actually gets paid later.
Buying It Yourself vs. Buying With Us
Buying It Yourself
- You compare premiums, but not sub-limits, waiting periods or exclusions side by side
- Medical history questions get a quick "No" because nobody explained why they matter
- You find out what's NOT covered when you're filing a claim, not before
- One agent pushes one insurer's product because that's the only one they sell
- No single number to call when a claim gets stuck
With a TruCover365 Advisor
- We walk you through sum insured, waiting periods, sub-limits and exclusions before you sign, not after
- Our doctor network helps you document medical history properly so disclosure holds up at claim time
- We compare across insurers and product types — health, motor, fire, travel, property, indemnity, group — not just one
- You get a dedicated point of contact for claims, not a call centre queue
- The consultation itself is free — over phone or in person, your choice
One Advisor for All of It
Retail or corporate — you deal with one team instead of a different agent for every line.
Health Insurance
Individual, family, senior citizen, group and corporate.
Life Insurance
Term, life and family protection.
Motor Insurance
Car, two-wheeler and commercial vehicle.
Fire & Property
Cover for business premises, stock and assets.
Travel & Immigration
Domestic, international and immigration-related travel cover.
Indemnity & Liability
Professional indemnity and liability protection.
Corporate & Group
Group health and employee benefit plans for SMEs and larger teams.
Affinity & Combo Plans
Bundled cover built around your specific industry or association.
What a Consultation Actually Looks Like
Reach Out
Phone, WhatsApp, or book an in-person meeting — whichever works for you.
We Listen First
Tell us what you already have, what worries you, and your budget — no pitch yet.
We Compare, Not Push
We lay out options across insurers and product types so you see the real trade-offs.
You Decide, We Connect You
When you're ready, we connect you with a licensed advisor or Key Account Manager to complete the purchase and stay with you through claims.
No Fee to Talk to Us
Our advisors are compensated through commission paid by the insurer when a policy is issued, within IRDAI's regulated commission caps — never a separate fee charged to you. We lay out options across insurers so the choice stays yours, not ours.
Frequently Asked Questions
Ready to Talk Before You Buy?
Whether it's one policy or your whole company's cover — a 15-minute conversation now can save a rejected claim later.