For Businesses, Factories & Warehouses
Fire & Property Insurance
Cover for business premises, stock, machinery and equipment against fire, theft and natural calamities — separate from a retail home insurance policy.
What's Covered
Fire & Special Perils
Cover against fire, lightning, explosion, and other named perils affecting your premises.
Machinery & Equipment
Protection for plant, machinery and equipment against breakdown or damage.
Stock & Inventory
Cover for raw material, work-in-progress and finished goods stock.
Warehouse & Godown Cover
Extend cover to stored inventory at warehouses and godowns, not just the main premises.
Building & Structure
Cover for the physical structure of factories, offices and commercial premises.
Natural Calamity Add-Ons
Flood, earthquake and storm cover available as add-ons depending on location risk.
Who Should Consider This
- SMEs, small industries and factories with premises, stock or machinery to protect
- Businesses that haven't insured stock separately from the building itself
- Growing businesses in flood or earthquake-prone locations needing calamity add-ons
- Owners who assume their retail home insurance covers a home-based business — it usually doesn't
Frequently Asked Questions
Protect Your Premises, Stock & Machinery
Tell us your industry, premises size and stock value — we'll bring back a fire & property quote suited to your risk.