Individual Cover
Retail Health Insurance for Individuals
A dedicated health insurance policy just for you — hospitalisation, day-care procedures, and pre/post-hospitalisation expenses covered under your own sum insured.
What's Covered
In-Patient Hospitalisation
Room rent, ICU charges, doctor fees and nursing costs during admission.
Day-Care Procedures
Cover for 100+ procedures that no longer need a 24-hour hospital stay.
Cashless Network
Direct billing at empanelled hospitals — no upfront payment for eligible treatment.
Pre & Post Hospitalisation
Medical expenses up to 60 days before and 90 days after admission.
Ambulance Cover
Emergency ambulance charges reimbursed up to policy limits.
No-Claim Bonus
Sum insured increases each claim-free year, at no extra premium.
Who Should Buy This Plan
- First-time buyers who don't yet have any employer-provided health cover
- Freelancers, consultants and business owners without a group policy
- Anyone whose employer's group insurance ends if they change jobs
- People who want cover that stays with them regardless of employment status
Frequently Asked Questions
Get a Retail Health Insurance Quote
Tell us your age, city and budget — we'll shortlist plans with the right sum insured for you.